Terms and conditions

This website is provided by Wizard Financial Solutions Pty Ltd (ABN 16 003 563 826) ("Wizard").

Your access to this website and your use of the services provided through it is subject to these legally binding terms and conditions. Please read them carefully

1. Disclaimer of Warranty and Limitation of Liability
   1. The information on this website is general information provided to assist you by putting you in touch with various options for borrowing money. The information on this website is not legal, financial or real estate advice and is not suitably relied on by you as such advice. You should obtain professional legal, financial and real estate advice before applying for any loan or purchasing any property. Wizard excludes all liability for loss or damage suffered by you as a result of your reliance on the information on this website.
   2. This website contains content and links to content provided and maintained by third parties ("Third Party Content"). Wizard makes no representation or warranty as to the accuracy or reliability of any of the Third Party content and excludes all liability for loss or damage suffered by you as a result of your reliance on the Third Party Content.
   3. This website contains the details of the terms and conditions of various loans including loans provided by third parties. You acknowledge and agree that:
      1. interest rates are subject to variation and that this information is only current as at the date of currency specified;
      2. you should confirm the details of any loans by contacting your lending manager or the credit provider.
   4. To the maximum extent permitted by law, Wizard does not give any warranty in relation to the content, accuracy, source or any other aspect of the information contained on this website and any condition or warranty which would otherwise be implied in relation to your use of this website is hereby excluded. To the extent that Wizard's liability cannot be legally excluded, Wizard's liability will be limited to the provision of the service again or the cost of providing the service again.
   5. In no event shall Wizard be liable for any loss of profits, savings, contracts, revenue, interest or goodwill or for any consequential, indirect, incidental, special or punitive loss, damage or expenses or loss or damage to data even if it has been advised of their possible existence.

2. Use of Website
   1. You acknowledge that:
      1. this website is designed to be used in conjunction with the following web browsers and that you may experience difficulties with use and access to this website unless you use such browsers:
         1. Internet Explorer 5 or greater, Netscape 5 or greater.
      2. the Internet is not error or fault free and that you may experience interruptions and difficulties accessing this website from time to time;
      3. we may immediately and without notice suspend the operation of this website:
         1. during any technical failure, modification or maintenance involving the website; or
         2. if we, acting reasonably, deem it necessary to protect against fraudulent or illegal use or to otherwise protect us or our service providers from legal liability.

3. Registration and Passwords
   1. We may provide you with a username, password, telephone number and other information to enable access parts of this website.
   2. You agree that you:
      1. must not use the username and password for multiple concurrent logins;
      2. must maintain the secrecy of the username and password and must not disclose details of this information to any other person;
      3. will notify us immediately of any unauthorised use of your username and password.
   3. You are aware that it may be possible for a third party to obtain your username and password by unauthorised means via your computer. It is your responsibility to take steps to prevent this from occurring, by means such as regularly changing your password and installing security software on your computer.

4. Misuse of this website
   You must not:
   1. hack into this website or our computer systems. Hacking means malicious damage or interference and includes, without limitation, mail bombing, propagating viruses, worms or other types of malicious programs, deliberate attempts to overload a system, broadcast attacks or any other method designed to damage or interfere with the operation of a computer system or website;
   2. use robots or any other automated system to take information or data from this website.

5. Privacy
   Please see our Privacy Policy

6. Intellectual Property
   You acknowledge and agree that the content (including without limitation the text, graphics, photographs, sound or other material presented on this website ("Content") is protected by copyright, trade mark, patents or other proprietary rights and laws. You are only permitted to use the Content as authorised by Wizard.

7. General
   These terms and conditions are be governed by the laws in force in the State of New South Wales and each party hereto irrevocably submits to the exclusive jurisdiction of the Courts of that State.